Do you know the full scope of your finances? Many people don’t, and it costs them. Divorce isn’t just emotional—it’s financial. Florida’s equitable distribution laws divide marital property fairly, but fairness starts with full financial awareness. Assets, debts, income streams—you need to know them all. Missing a detail means losing more than you should, so start with an inventory. Protect what’s yours by knowing what’s at stake.
Moving Too Fast
Rushing through divorce feels tempting—after all, who doesn’t want it over with? But speed sacrifices strategy, and quick decisions often overlook future consequences. Did you think about tax liabilities on that property? What about long-term childcare costs? Florida law allows for thoughtful, deliberate negotiations. Take your time now to save yourself years of regret later. A rushed divorce is a risky divorce.
Forgetting Future Needs
Divorce is about more than today—it’s about tomorrow. What happens when medical bills hit? Will your retirement account still support you? Too often, people settle without considering the future. Florida’s full financial disclosure requirement is your chance to plan ahead. Don’t just think short-term; secure the long-term stability you deserve.
Letting Emotions Lead
Divorce is messy, and for many people, anger and guilt creep in, clouding judgment at a time when a clear head is imperative. Maybe you’re tempted to give up assets to “keep the peace,” or conversely, maybe you’re fighting harder than you need to. Unfortunately, both of these approaches will hurt you. Florida courts aim for fairness, but they need you to be rational. Stay calm, and work with a lawyer who can separate emotions from strategy. The right mindset ensures the best results.
Skipping Legal Updates
Does your will still name your ex-spouse? What about your power of attorney or life insurance beneficiary? Post-divorce, these legal documents need updating. Florida law doesn’t automatically make those changes for you. Failing to update your important legal papers leaves your ex in control. Take charge by revising your documents to reflect your new reality. It’s an easy step that saves future headaches.
Underestimating Tax Implications
Divorce settlements and taxes go hand in hand. Do you know the tax impact of spousal support or selling your family home? Florida doesn’t have state income tax, but federal taxes still apply. Ignoring the tax implications of your settlement can lead to financial surprises. Luckily, Vera Bergermann has a Master’s Degree in taxation, so she’s one of the few lawyers with the financial expertise to help you make informed choices.
Overlooking Parenting Plans
Parenting plans aren’t just forms—they’re the framework for your child’s future. Florida law requires detailed parenting plans that address time-sharing, communication, and decision-making. Vague plans cause confusion and conflict, so it’s important to be specific, including everything from holidays to extracurricular activities. The clearer your plan, the smoother your co-parenting journey will be.
Avoiding Professional Help
DIY divorce is a costly gamble because the legal, financial, and emotional complexities of divorce demand expertise. Florida’s requirements for disclosures, asset division, and parenting plans are strict. Missing a step will cost you time and money. An experienced family lawyer ensures you avoid mistakes and secure the best possible outcome, so don’t go it alone.
Make Smart Choices Today
Divorce is a fresh start, but only if you avoid costly mistakes. From knowing your finances to updating legal documents, every decision matters. At Bergermann Law Firm in Fort Myers, we guide clients through the process with clarity and care. Call us today at (239) 334-0075 to protect your future and move forward with confidence.
